:root{--navy:#002048;--navy-2:#07345f;--teal:#008890;--teal-dark:#006b72;--mint:#dff3f0;--off:#f7fbfb;--ink:#10243a;--muted:#52677d;--line:#d9e5e7;--white:#fff;--warning:#fff7df;--max:1180px;--radius:28px;--small-radius:16px;--shadow:0 1px 0 rgba(0,32,72,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%;height:auto}a{color:inherit;text-underline-offset:.2em}button,a{touch-action:manipulation}button{font:inherit}.shell{width:min(calc(100% - 40px),var(--max));margin-inline:auto}.narrow{max-width:840px}.skip-link{position:fixed;left:16px;top:12px;z-index:1000;background:var(--white);color:var(--navy);padding:12px 18px;border-radius:10px;transform:translateY(-160%);font-weight:750}.skip-link:focus{transform:none}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);border-bottom:1px solid rgba(0,32,72,.08);backdrop-filter:blur(14px)}.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:block;width:238px;flex:0 0 auto}.brand img{width:100%;height:auto}.site-nav{display:flex;align-items:center;gap:4px}.nav-link{display:inline-flex;min-height:44px;align-items:center;padding:8px 12px;border-radius:999px;text-decoration:none;font-size:15px;font-weight:700;color:#365068}.nav-link:hover,.nav-link:focus-visible,.nav-link.is-active{background:var(--mint);color:var(--navy)}.menu-toggle{display:none;align-items:center;gap:9px;border:1px solid var(--line);background:var(--white);color:var(--navy);border-radius:999px;min-height:44px;padding:8px 14px;font-weight:750}.menu-toggle-lines,.menu-toggle-lines:before,.menu-toggle-lines:after{display:block;width:18px;height:2px;background:currentColor;border-radius:9px;content:"";transition:.2s}.menu-toggle-lines:before{transform:translateY(-6px)}.menu-toggle-lines:after{transform:translateY(4px)}.menu-toggle[aria-expanded="true"] .menu-toggle-lines{background:transparent}.menu-toggle[aria-expanded="true"] .menu-toggle-lines:before{transform:translateY(0) rotate(45deg)}.menu-toggle[aria-expanded="true"] .menu-toggle-lines:after{transform:translateY(-2px) rotate(-45deg)}
.hero{background:linear-gradient(145deg,var(--off),#eef9f7 55%,#fff);overflow:hidden}.hero-grid{min-height:690px;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:64px;padding-block:82px}.hero-copy{position:relative;z-index:2}.eyebrow{margin:0 0 14px;color:var(--teal-dark);font-size:13px;line-height:1.2;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.eyebrow-light{color:#71d5d1}.hero h1,.page-hero h1{margin:0;color:var(--navy);font-size:clamp(48px,6.2vw,84px);line-height:.98;letter-spacing:-.055em;max-width:900px}.hero-lead,.page-lead{margin:26px 0 0;max-width:720px;color:#3d5870;font-size:clamp(19px,2vw,23px);line-height:1.5}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:11px 22px;border-radius:999px;text-decoration:none;font-weight:800;transition:transform .18s,background .18s}.button:hover{transform:translateY(-2px)}.button:active{transform:translateY(0)}.button-primary{background:var(--teal-dark);color:var(--white)}.button-primary:hover{background:#00565d}.button-secondary{background:var(--white);color:var(--navy);box-shadow:inset 0 0 0 1px var(--line)}.button-light{background:var(--white);color:var(--navy);flex:0 0 auto}.trust-list{display:flex;flex-wrap:wrap;gap:12px 22px;padding:0;margin:28px 0 0;list-style:none;color:#3e5a70;font-size:14px;font-weight:700}.trust-list li:before{content:"";display:inline-block;width:8px;height:8px;margin-right:9px;border-radius:50%;background:var(--teal)}.hero-art{position:relative;display:grid;place-items:center;min-height:480px}.hero-art img{position:relative;z-index:2;width:min(78%,390px);filter:drop-shadow(0 20px 40px rgba(0,32,72,.12))}.compass-ring{position:absolute;border:1px solid rgba(0,136,144,.17);border-radius:50%}.ring-one{width:470px;height:470px}.ring-two{width:350px;height:350px}.art-note{position:absolute;z-index:3;background:rgba(255,255,255,.94);border:1px solid var(--line);border-radius:999px;padding:10px 15px;color:var(--navy);font-size:13px;font-weight:800;box-shadow:0 10px 35px rgba(0,32,72,.08)}.art-note-top{right:2%;top:17%}.art-note-bottom{left:2%;bottom:15%}.status-strip{background:var(--navy);color:var(--white)}.status-inner{display:flex;gap:18px;padding-block:16px;font-size:14px}.status-inner strong{color:#71d5d1;white-space:nowrap}.section{padding-block:100px}.section-tint{background:var(--off)}.section-heading{max-width:760px;margin-bottom:42px}.section-heading h2,.split-panel h2,.feature-band h2,.article-split h2{margin:0;color:var(--navy);font-size:clamp(36px,4.4vw,58px);line-height:1.03;letter-spacing:-.045em}.section-heading p:last-child{color:var(--muted);font-size:19px}.card-grid{display:grid;gap:20px}.card-grid-3{grid-template-columns:repeat(3,1fr)}.guide-card{display:flex;flex-direction:column;min-height:330px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;background:var(--white);box-shadow:var(--shadow);transition:transform .2s,border-color .2s}.guide-card:hover{transform:translateY(-5px);border-color:#8ccbc8}.card-number,.format-card>span,.criteria-grid>div>span,.value-grid>div>span{color:var(--teal-dark);font-size:13px;font-weight:900;letter-spacing:.12em}.guide-card h3{margin:70px 0 8px;color:var(--navy);font-size:25px;line-height:1.15;letter-spacing:-.025em}.guide-card p{margin:0 0 22px;color:var(--muted)}.text-link{margin-top:auto;color:var(--teal-dark);font-weight:850;text-decoration:none}.text-link.standalone{display:inline-block;margin-top:12px}.split-panel{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;align-items:start}.split-panel p{color:var(--muted);font-size:18px}.feature-band{display:flex;align-items:end;justify-content:space-between;gap:55px;padding:52px;background:var(--navy);color:var(--white);border-radius:38px}.feature-band>div{max-width:760px}.feature-band h2{color:var(--white)}.feature-band p{margin:20px 0 0;color:#c9d7e3;font-size:18px}.page-hero{padding-block:92px 84px;background:linear-gradient(150deg,var(--off),#fff)}.page-hero-dark{background:var(--navy);color:var(--white)}.page-hero-dark h1{color:var(--white)}.page-hero-dark .page-lead{color:#c9d7e3}.article-layout{display:grid;grid-template-columns:230px minmax(0,750px);justify-content:center;gap:74px;padding-block:90px 120px}.article-aside{position:sticky;top:110px;align-self:start;display:flex;flex-direction:column;border-left:1px solid var(--line);padding-left:20px}.article-aside a{padding:8px 0;color:var(--muted);text-decoration:none;font-size:14px;font-weight:700}.article-aside a:hover{color:var(--teal-dark)}.aside-label{margin:0 0 6px;color:var(--navy);font-size:12px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.prose{min-width:0}.prose h2{scroll-margin-top:110px;margin:52px 0 14px;color:var(--navy);font-size:32px;line-height:1.15;letter-spacing:-.025em}.prose h2:first-child{margin-top:0}.prose h3{color:var(--navy)}.prose p,.prose li{color:#40596f;font-size:18px}.prose li+li{margin-top:8px}.tip,.warning,.callout{margin:34px 0;padding:24px 26px;border-radius:var(--small-radius)}.tip{background:var(--mint);border-left:4px solid var(--teal)}.warning{background:var(--warning);border-left:4px solid #d6a615}.tip p,.warning p{margin:5px 0 0}.callout{background:var(--navy);color:var(--white)}.callout h2{margin:0;color:var(--white)}.inline-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.inline-links a{background:rgba(255,255,255,.1);border-radius:999px;padding:9px 14px;color:var(--white);text-decoration:none;font-weight:750}.next-card{margin-top:54px;padding:34px;background:var(--off);border:1px solid var(--line);border-radius:var(--radius)}.next-card>span{color:var(--teal-dark);font-size:12px;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.next-card h2{margin:8px 0 20px}.issue-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}.issue-grid>div{padding:22px;border:1px solid var(--line);border-radius:var(--small-radius)}.issue-grid h3{margin:0 0 8px}.issue-grid p{margin:0;font-size:16px}.format-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.format-card{padding:26px;border:1px solid var(--line);border-radius:22px}.format-card h3{margin:38px 0 8px;color:var(--navy);font-size:21px}.format-card p{margin:0;color:var(--muted)}.article-split{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.check-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.check-list>div{padding:22px;background:var(--white);border-radius:var(--small-radius);border:1px solid var(--line)}.check-list p{margin:5px 0 0;color:var(--muted)}.centered-prose{max-width:790px;margin:auto}.review-status{display:grid;grid-template-columns:210px 1fr;gap:52px;align-items:center;max-width:900px;margin:auto}.status-icon{display:grid;place-items:center;background:var(--mint);border-radius:50%;aspect-ratio:1}.status-icon img{width:82%}.status-pill{display:inline-flex;padding:7px 12px;border-radius:999px;background:var(--mint);color:var(--teal-dark);font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}.review-status h2,.contact-panel h2{margin:14px 0 10px;color:var(--navy);font-size:40px;line-height:1.1;letter-spacing:-.035em}.review-status p{color:var(--muted);font-size:18px}.criteria-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.criteria-grid>div{padding:26px;background:var(--white);border:1px solid var(--line);border-radius:22px}.criteria-grid h3{margin:35px 0 8px;color:var(--navy)}.criteria-grid p{margin:0;color:var(--muted)}.story-grid{display:grid;grid-template-columns:330px minmax(0,720px);gap:90px;justify-content:center}.story-mark{position:sticky;top:120px;align-self:start;padding:24px;background:var(--mint);border-radius:50%}.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.value-grid>div{padding:30px;background:var(--white);border:1px solid var(--line);border-radius:22px}.value-grid h2{color:var(--navy);font-size:24px;line-height:1.2}.value-grid p{color:var(--muted)}.policy-date{margin-top:52px!important;padding-top:20px;border-top:1px solid var(--line);font-size:14px!important}.contact-panel{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;padding:52px;border:1px solid var(--line);border-radius:38px}.contact-panel>div>p{color:var(--muted);font-size:18px}.contact-steps{display:grid;gap:12px}.contact-steps>div{padding:20px;background:var(--off);border-radius:var(--small-radius)}.contact-steps span{color:var(--teal-dark);font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.1em}.contact-steps p{margin:5px 0 0;color:var(--muted)}.not-found{min-height:68vh;display:grid;place-items:center;text-align:center;background:var(--off);padding-block:70px}.not-found img{width:150px;margin:0 auto 20px}.not-found h1{margin:0;color:var(--navy);font-size:clamp(48px,7vw,86px);letter-spacing:-.05em}.not-found p{max-width:600px;margin:18px auto;color:var(--muted);font-size:19px}.button-row.centered{justify-content:center}.site-footer{background:var(--navy);color:var(--white);padding-top:72px}.footer-grid{display:grid;grid-template-columns:1.6fr .7fr .7fr;gap:70px;padding-bottom:54px}.footer-brand img{width:290px;margin-bottom:18px}.footer-brand p{max-width:410px;color:#afc1d0}.footer-heading{margin:0 0 13px;color:#71d5d1;font-size:13px;text-transform:uppercase;letter-spacing:.1em}.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;align-items:flex-start}.footer-grid a{padding:5px 0;color:#d9e4ec;text-decoration:none}.footer-grid a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:30px;padding-block:20px;border-top:1px solid rgba(255,255,255,.12);color:#9fb2c2;font-size:13px}.footer-bottom p{margin:0}.button:focus-visible,.nav-link:focus-visible,.brand:focus-visible,.text-link:focus-visible,.article-aside a:focus-visible,.footer-grid a:focus-visible{outline:3px solid #52c9c4;outline-offset:3px}
[hidden]{display:none!important}.consent-panel{position:fixed;inset:auto 18px 18px;z-index:1000}.consent-inner{width:min(100%,960px);margin-inline:auto;display:flex;align-items:center;justify-content:space-between;gap:32px;padding:26px 28px;background:var(--white);border:1px solid var(--line);border-radius:24px;box-shadow:0 20px 60px rgba(0,32,72,.22)}.consent-copy{max-width:610px}.consent-copy .eyebrow{margin-bottom:7px}.consent-copy h2{margin:0;color:var(--navy);font-size:25px;line-height:1.15}.consent-copy p:not(.eyebrow){margin:8px 0;color:var(--muted);font-size:15px;line-height:1.5}.consent-copy a{color:var(--teal-dark);font-size:14px;font-weight:800}.consent-actions{display:flex;flex:0 0 auto;gap:9px}.consent-button{min-height:48px;padding:10px 17px;border-radius:999px;font-weight:800;cursor:pointer}.consent-accept{border:1px solid var(--teal-dark);background:var(--teal-dark);color:var(--white)}.consent-reject{border:1px solid var(--navy);background:var(--navy);color:var(--white)}.footer-cookie-button{padding:5px 0;border:0;background:none;color:#d9e4ec;font:inherit;cursor:pointer}.footer-cookie-button:hover{color:var(--white)}.consent-button:focus-visible,.footer-cookie-button:focus-visible{outline:3px solid #52c9c4;outline-offset:3px}@media(max-width:760px){.consent-panel{inset:auto 10px 10px}.consent-inner{align-items:stretch;flex-direction:column;gap:18px;padding:22px;border-radius:20px}.consent-actions{flex-direction:column}.consent-button{width:100%}}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;min-height:auto}.hero-copy{max-width:760px}.hero-art{min-height:380px}.card-grid-3,.criteria-grid{grid-template-columns:1fr 1fr}.format-grid{grid-template-columns:1fr 1fr}.split-panel,.article-split{gap:50px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:45px}.story-grid{grid-template-columns:250px 1fr;gap:50px}}
@media(max-width:760px){.shell{width:min(calc(100% - 28px),var(--max))}.header-inner{min-height:68px}.brand{width:205px}.menu-toggle{display:flex}.site-nav{position:absolute;left:14px;right:14px;top:61px;display:flex;flex-direction:column;align-items:stretch;gap:2px;padding:10px;background:var(--white);border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 50px rgba(0,32,72,.15)}.js .site-nav{display:none}.js .site-nav.is-open{display:flex}.nav-link{padding:10px 14px}.hero-grid{padding-block:58px;gap:18px}.hero h1,.page-hero h1{font-size:clamp(44px,13vw,64px)}.hero-lead,.page-lead{font-size:18px}.hero-art{min-height:340px}.hero-art img{width:260px}.ring-one{width:330px;height:330px}.ring-two{width:250px;height:250px}.art-note{font-size:11px}.status-inner{align-items:flex-start;flex-direction:column;gap:4px}.section{padding-block:72px}.card-grid-3,.criteria-grid,.value-grid{grid-template-columns:1fr}.guide-card{min-height:260px}.guide-card h3{margin-top:42px}.split-panel,.article-split{grid-template-columns:1fr;gap:24px}.feature-band{align-items:flex-start;flex-direction:column;padding:32px;border-radius:28px}.page-hero{padding-block:64px 58px}.article-layout{display:block;padding-block:58px 82px}.article-aside{position:static;margin-bottom:40px;padding:16px 18px;border:1px solid var(--line);border-radius:var(--small-radius)}.article-aside a{min-height:42px;display:flex;align-items:center}.prose h2{font-size:28px}.issue-grid,.format-grid,.check-list{grid-template-columns:1fr}.review-status{grid-template-columns:1fr;gap:24px}.status-icon{width:150px}.review-status h2,.contact-panel h2{font-size:34px}.story-grid{grid-template-columns:1fr;gap:32px}.story-mark{position:static;width:190px}.contact-panel{grid-template-columns:1fr;padding:28px;gap:36px}.footer-grid{grid-template-columns:1fr 1fr;gap:42px}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:6px}.section-heading h2,.split-panel h2,.feature-band h2,.article-split h2{font-size:38px}}
@media(max-width:430px){.button-row{flex-direction:column}.button{width:100%}.hero-art{transform:scale(.9)}.card-grid-3{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
